Technical Banker

Hi Users,  There is a lot of false news on social media  about UPI related charges today. Please do not believe it! These are the facts: 1.  UPI payments are still free for all customers! You will NOT be charged for any P2P money transfer OR any merchant payments. 2. Merchants also will NOT be charged if the customer pays using *any bank account* using a UPI app. The transaction value does not matter. MDR is zero for ALL bank account based UPI payments 3. @NPCI_NPCI recently allowed PPIs/wallets to join the UPI network. For these *PPI-based* merchant payments some merchants will have to pay MDR. - Zero charge to customers! - Acquirer will pay PPI issuers an interchange fee (1.1%) - Large/online merchants will pay acquirers MDR 4. Small offline shops will not pay any MDR on *PPI-based* UPI txns less than INR Rs 2,000.  This is NOT new btw. Merchants have paid MDR for PPI/Wallet transactions for several years. The only thing that is new is that now Wallet payments can happen via a UPI QR

Hi Everyone, The time has came when we all are looking for some advices from Professional people around us to save maximum tax on our Income, and some are looking to know the ways to pay their taxes. For saving Income tax, we need some serious professional advice as any wrong advice will lead to disaster situation, While the latter option is really easy one and just take only 5 minutes. Yes, you read it right. The process to pay your income tax is as easy as playing games on your Smartphone and takes only 5 minutes. You don't need to have special knowledge to do this task. Just follow the tutorial mentioned below and holla, you done it.  Things you will need to pay your Tax : 1. Smartphone or Laptop/Desktop 2. Internet connectivity 3. PAN Number 4. Internet Banking or Debit Card details of your Bank Just these 4 things are required to Pay the tax. Seems fascinating..... So what you need to do is to see this video or just follow the steps mentioned below :      Step 1 : Just searc

Hello everyone, I am back again to discuss on one more facility provided by Punjab & Sind Bank to the customers. Last time we have talk about the PSB Internet Banking facility and today we will talk about PSB Mobile Banking. Well there are many other faster options available for Bank customer like UPI but Mobile Banking has its own merits over other options available. So without wasting much time let's talk about PSB Mobile Banking.

Hello All, I am back again with one more new post related to our previous topic i.e. Punjab & Sind Internet Banking. Well friends Last time we see 'How to register for Punjab & Sind Internet Banking' and today we will see how we can generate Online transaction Password and learn what else we can do with PSB Internet Banking. So without wasting much time let's get started.

Hello friends, I am back once again with one of the hot topic in the Banking World from last few months. Well i am talking about Rupay Prepaid Cards. Many people don't know anything about Rupay Prepaid Cards and that's why there are not interested using them. So i am here to tell you each and everything about the Rupay Prepaid Cards.

Hello friends, I am back with one more Banking stuff. This time i am sharing the full guide on 'How to register for Internet Banking'. This post is a must for you if you are a Punjab & Sind Bank customer and want to use Internet Banking to make online transfer. You can use the PSB UPI app if you want to make a online transfer of Rs.20,000 or less but the need of Internet Banking will arise when you need to transfer an amount of more than Rs.20,000. The best thing that we all can do is to register for Internet Banking manually without visiting the Branch and doing the formalities to register yourself for Internet Banking. The only bad news is that this guide is for PSB retail customer only. So without wasting any time lets get started.